Open Forum
New Delhi, 5 October 2009
Urban Housing
REALISTIC SLUM
POLICY CRUCIAL
By Dhurjati Mukherjee
The World Habitat Day, this October 5 was yet another grim
reminder of the plight of the millions of homeless and the Government’s dilemma
of how to make the country slum-free in the coming five years. Will the Urban
Development Ministry’s latest scheme – Rajiv
Gandhi Awas Yojana – with an initial budget of Rs 5,000 crores and aimed at
constructing 10 lakh affordable houses meet targets?
The much-publicised scheme envisages extending financial
support under Jawaharlal Nehru National Urban Renewal Mission (JNNURM) to
States that “are willing to assign property rights” to people living in slums. On
its part, the Centre will encourage States to increase the supply of land and
construct 10 lakh houses in the first phase by giving a grant of Rs 50,000 for
every dwelling unit or bear 25 per cent of all civic services proposed in the
housing project.
It is understood that to get the Central grant, projects
should have houses ranging from 300 sq. ft. to 1200 sq. ft. plinth area built
at affordable rates on land provided by the State Government. A minimum of 25
per cent houses of 300 sq. ft. will be compulsory for the economically weaker
sections (EWS) in each project to be allotted. Further, to minimize the cost of
construction, the scheme aims to come with layouts which mix EWS/Low Income Group
(LIG) with Medium Income Group/ High Income Group (MIG/HIG) and commercial
set-ups and cross subsidizing plans.
The Yojana will ensure that the urban poor can access loans
under interest subsidy scheme which provides five per cent subsidy on loans up
to Rs one lakh. Moreover, States have been asked to cut stamp duty to a maximum
two per cent for LIG and 0 per cent for EWS category to reduce the cost of
houses.
These are no doubt welcome steps. But the problem is so
acute with available resources being limited that development authorities have
not been quite successful to cope up with the challenge affecting the EWS and
the LIG sections constituting over 50 per cent of the population. In 2007, the National Housing & Habitat Policy found
the total shortage in the country to be around 24.71 million dwelling units out
of which 21.78 million units (around 88 per cent) constitute the shortage for
the EWS and 2.89 million units (around 11.7 per cent) shortage for the LIG. In
addition, there is the problem of the shelterless, who reside in pavements,
squatter settlements etc.
The total investment required for meeting the housing
shortage at the beginning of the 11th Five Year Plan was estimated
at Rs 147,195 crores and the investment required during the Plan period stands
at Rs 214,123 crores. The proposed plan of providing ‘Housing for All’ by 2010 or even by 2015 would become virtually
impossible with which the Government is unfortunately not much concerned.
Schemes such as the National Slum Development Programme (NSDP), Valmiki
Ambedkar Awas Yojana (VAMBAY), Indira Awas Yojana, the JNNURM and the 2 Million
Housing Programme (2 MHP), which have reportedly focused on the EWS and the LIG
sections, have not till date been able to meet the desired targets.
The UN Committee on Economic, Social & Cultural in its
most recent review (2008) pointed out that India has to “address the acute
shortage of affordable housing by adopting a national strategy in a plan of
action on adequate housing and by building or providing low-cost housing units,
specially for the disadvantaged and low-income groups, including those living
in slums”. It also brought out another dimension of the problem relating to
displacement and forced eviction and urged the Government to take immediate
measures to effectively enforce laws and regulations and “ensure that persons
evicted from their homes and lands be provided with adequate compensation
and/or offered alternative accommodation”.
It has to be accepted that evictions have been increasing
and estimates reveal that the total number of families affected in the 64
cities where the JNNURM is currently being implemented is over one million. In Delhi alone, between 2000
and 2006 around one lakh families were forcibly evicted while a massive
eviction drive in Mumbai between November 2004 and March 2005, the State
government destroyed 92,000 homes in 44 areas.
Moreover, in several cities people living in squatter settlements have
been evicted without any due process and pushed to the city outskirts.
Thus apart from construction of houses, slum upgradation is
indeed a stupendous task as around 35 per cent of the urban population lives in
such settlements, unauthorized colonies or on pavements. A UN Habitat report a
few years ago found out that more people live in Mumbai’s slums than in the
entire country of Norway.
Worse, only 7-8 per cent of slum households have direct access to water and
private toilets.
The work
of resettlement, upgradation or construction of houses for the poor have no doubt,
to be financed by the Government but it would be better if the implementation
is left to voluntary organizations for better results. Article 54 of the
Habitat Agenda (1997) noted that Governments at the appropriate levels should
carry out certain key functions. These include: One, promote self-help housing
within the context of a comprehensive land-use policy.
Two, integrate
and regularize self-built housing, specially through appropriate land
registration programmes, as a holistic part of the overall housing and
infrastructure system in urban and rural areas, subject to a comprehensive
land-use policy. Three, encourage efforts to improve self-built housing through
better access to resources including land, finance and building materials.
Four, develop the means and methods to improve the standards of self-built
housing.
Five, encourage
community-based and NGOs in their role of assisting and facilitating the
production of self-built housing. Six, facilitate regular dialogue and gender-sensitive
participation of the various actors involved in housing production at all
levels and stages of decision making. And, lastly mitigate the problems related
to spontaneous human settlements through programmes and policies that
anticipate unplanned settlements.
These need to be adhered to in finalization of a realistic
slum policy (by modification of the earlier draft) and incorporating
suggestions received from various voluntary organizations. All slums, whether
recognized or unauthorized, have to be upgraded with minimum basic facilities
so that it is worthy of living and proper rehabilitation given to all evictees.
This work is more of a priority than construction of new houses for the
economically weaker sections.
The right to housing is now being debated the world over as it
guarantees the right to live in security, peace and dignity. And the right to
shelter involves not just adequate shelter but related rights such as access to
safe drinking water and sanitation, security of land tenure and protection from
forced evictions. But trends indicate that the economic policies being followed
in most Third World countries, including India, are working against the
interests of the weaker sections.
Creation of slummish settlements is not just a problem by itself but a
manifestation of a larger problem. A problem of unjust and inequitable land
holdings and that majority of the urban poor live in less than 1/10th
of the city space that too in pockets blighted and extremely marginal. When
will all this change? -- INFA
(Copyright, India News and Feature Alliance)
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